Acquisition Finance For Buying, Merging and Buying Out
Whether you're acquiring a competitor, buying into a business or leading a management buyout, we structure the funding stack that gets the deal done.
Prefer to plan ahead? Book a call online or message us on WhatsApp.How acquisition finance works for you
Good acquisitions rarely wait for perfect timing. When the right business comes up for sale — a competitor, a supplier, or the company you already manage — the difference between winning and missing the deal is usually how quickly and credibly you can fund it.
Acquisition funding is rarely a single loan. The strongest structures blend senior debt against the target's cash flow, asset refinance against its equipment or property, invoice finance against its ledger, and sensible vendor deferrals. We build that stack, model the serviceability, and present a complete package to lenders and to the seller.
We support trade acquisitions, management buyouts and buy-ins, partner buyouts and shareholder exits, for deals in the UK and offshore.
What clients fund with acquisition finance
- Acquiring a competitor or complementary business
- Management buyouts and buy-ins
- Partner and shareholder buyouts
- Buying out a retiring owner with vendor terms
- Group restructures and bolt-on acquisitions
Why place it through us
Lenders back acquisitions they can understand. We turn your deal into a lender-ready case — realistic forecasts, a clear integration plan, and a funding structure where each element is secured against the right asset — which is how deals with modest deposits still get funded.
Every case begins with a conversation, not a form. Call 0800 6120759 or send us the outline and we'll respond within one working day.
Acquisition Finance: frequently asked questions
How much deposit do I need to buy a business?
Typically 10–30% of the purchase price, but the real answer depends on the target's assets and cash flow. Where the business being bought has strong debtors, equipment or property, we can often raise much of the price against the target itself, reducing the cash you need to put in.
What is vendor finance and will sellers agree to it?
Vendor finance means the seller leaves part of the price outstanding, paid from the business's future profits. It's very common — sellers often prefer a slightly deferred full price to a discounted cash offer — and it materially strengthens the funding case with lenders.
Can I fund a management buyout without personal wealth?
MBOs are regularly completed with modest personal contributions, because lenders are backing a team that already runs the business. Expect to put in an amount that demonstrates commitment, with the balance structured from senior debt, the company's assets and vendor terms.